鸿运彩票

產品服務Products



一、常規性產品


中小企業流動資金貸款


■  無特別行業限制
■  單戶金額不超過公司注冊資本的5%
■  利率標準:不超過基準利率四倍
■  期限以半年以內為主,部分一年期最高額授信
■  擔保方式:抵押、保證、抵押+保證
■  還款方式:按月結息到期還本,部分設置分期還款,隨借隨還


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二、特色產品


1.支農貸


■  產品對象:符合貸款條件的,經地、市級以上(含)人民政府或有關部門認可的農、林、牧、副、漁業范圍內的農業產業化龍頭企業;
■  貸款期限:根據貸款用途、生產周期、還款的資金來源等因素綜合考慮確定,最長期限原則上不超過九個月;


2.惠農貸


■  產品對象:依法登記、規范運作、合法合規、正常經營的各類型專業合作社及其社員;
■  貸款期限:根據貸款用途、生產周期、還款的資金來源等因素綜合考慮確定,原則上為3-12個月;


3.商易貸


■  產品對象:依法登記、誠實守信、經營良好的商戶。在區域商圈內有較高的知名度并具備較高的綜合競爭力,主要經營場所未被劃入拆遷范圍且經營場所符合業務運營應有的環境;
■  貸款期限:設置為1-12個月。有每月付息到期還本方式和每月付息分期還款方式(等額本息);


4.速易貸

產品特征:

是指根據公司對借款申請人的綜合判斷,認為貸款風險可控,能夠按時足額償還貸款本息,并據此實行快速、簡易程序發放的貸款產品。



鸿运彩票
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