鸿运彩票

產品服務Products


一、融資性擔保
融資性擔保是指擔保人與銀行業金融機構等債權人約定,當被擔保人不履行對債權人負有的融資性債務時,由擔保人依法承擔合同約定的擔保責任的行為。


貸款擔保

指銀行在發放貸款時,要求借款人提供擔保,以保障貸款債權實現的法律行為。主要有保證、抵押和質押。這些擔保方式可以單獨使用,也可以結合使用。


貿易融資擔保

在為企業提供國際貿易和國內貿易項下資金融通時所需要的擔保,包括出口、進口貿易融資擔保。


信用證擔保

是指商業銀行以其他銀行(包括外資銀行和中資銀行的海外分行)開具的備用信用證(或保函)作擔保,向在華外商投資企業發放的貸款。


票據承兌擔保

是債務人以外的第三人對票據承兌所發生的債務予以保證的行為。其目的在于通過第三人保證票據承兌,使被保證人經營資金部分免于占壓,提高資金利用率。

項目融資擔保

指借款方或第三方以自己的信用或資產向貸款或租賃機構做出的償還保證,具體分為物權擔保和信用擔保。


其他融資擔保


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二、非融資性擔保

除了融資性擔保之外的為企業和自然人提供擔保的業務。


訴訟保全擔保

申請人在向法院申請進行財產保全時,向法院提交的對因財產保全不當給被申請人所造成的損失進行賠償的擔保。主要包括訴前財產保全擔保、訴訟財產保全擔保。


履約擔保

指發包人在招標文件中規定的要求承包人提交的保證履行合同義務的擔保。履約擔保是發包人為防止承包人在合同執行過程中違反合同規定或違約,彌補給發包人造成的經濟損失。

債券發行擔保

是指債券發行者用自己所持有的其他有價證券作為發行債券的擔保品的方式。

再擔保

指為擔保人設立的擔保。當擔保人不能獨立承擔擔保責任時,再擔保人將按合同約定比例向債權人繼續剩余的清償,以保障債權的實現。雙方按約承擔相應責任,享有相應權利。


其他非融資性擔保


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三、特別推薦


政銀擔合作模式
指將再擔保機制、財政風險補償機制與風險分擔機制集成創新,對與安徽省擔保集團建立比例再 擔保關系的政策性擔保機構,開展單戶2000萬元及以下的小微企業貸款擔保業務。一旦發生代償,由承辦的政策性擔保機構承擔40%,安徽省擔保集團(含中 央和省財政補償專項資金)承擔30%,銀行承擔20%,所在地方政府財政承擔10%。

招標貸業務
是由安徽省招標集團牽頭,由銀行和擔保公司共同合作,以中標企業回款賬戶監管為主要擔保措施,為安徽省內中標企業提供融資支持的創新業務。

出口退稅企業專項貸款
指外貿出口企業以其享受的符合國家政策規定的應收出口退稅款作為質押,申請的貿易項下短期流動資金貸款。


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四、主要合作伙伴



鸿运彩票
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